Medicare Can Be Confusing
But It Doesn't Have To Be
Medicare Can Be Confusing
But It Doesn't Have To Be
What do we do?
Medicare Advantage
Medicare Advantage plans (also known as Part C) combine Original Medicare Part A & Part B coverage in one plan. These plans are offered through private insurance companies approved by Medicare.
Medicare Advantage plans may also combine a drug plan (Part D) and additional benefits not covered under Original Medicare. You must continue to pay your Part B premium.
Medicare Supplement
Medicare Supplement insurance plans (also known as called Medigap or
MedSupp), help pay some of the out-of-pocket costs not paid by Original
Medicare. Plans are offered by private insurance companies and are standardized by the federal government.
Some plans may not be offered in every state. Current Medicare Supplement plans do not include prescription drug coverage and you must continue to pay your Part B premium.
Medicare Prescription Drug Plans
Prescription drug coverage (also known as Part D) provides coverage for
prescriptions and some vaccines. These plans are offered by private insurance companies either through a stand-alone plan or with a Medicare Advantage plan that includes prescription drug coverage.
There may be penalties involved for
those that do not obtain a prescription drug plan (unless other creditable
coverage or circumstance exists).
What are the benefits of working with a broker?
Sifting through your Medicare plan options and enrolling can be an overwhelming process.
As a licensed Medicare broker I will work with you to provide information about your Medicare coverage options that is based on your needs and preferences.
I am an adviser who represents multiple insurance companies and can help you evaluate plan options, along with helping you enroll into a plan.
Additional Insurance Products
- ACA Health Insurance
- Dental & Vision Insurance
Take the next step
Get the help you need with your Medicare coverage!
M&M Senior Insurance Services
OR License #8947610
WA License #267885
We do not offer every plan in your area. Currently, we represent 9 organizations which offer 52 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options
Melinda Mortemore is not connected to the Federal Medicare Program. This is a solicitation for insurance.
360-921-8921